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How much is insurance for a Toyota Celica?

The cost of insurance for a Toyota Celica can vary widely depending on several factors, such as the driver's age, driving record, location, and the specific coverage options chosen. On average, the annual insurance premium for a Toyota Celica can range from around $1,200 to $2,000 or more.


Factors Affecting Toyota Celica Insurance Costs


The primary factors that influence the insurance cost for a Toyota Celica include:



  • Driver's Age and Experience: Younger, less experienced drivers typically pay higher insurance rates than older, more experienced drivers.

  • Driving Record: Drivers with a history of accidents, speeding tickets, or other traffic violations will generally pay higher insurance premiums.

  • Location: Insurance rates can vary significantly based on the driver's geographic location, with urban areas often having higher rates than rural areas.

  • Coverage Levels: The more comprehensive the coverage (e.g., higher liability limits, collision, and comprehensive coverage), the higher the insurance premium.

  • Vehicle Model and Year: Newer, more expensive Celica models may cost more to insure than older, less valuable models.


It's important to note that these factors can interact and influence the overall insurance cost for a Toyota Celica. Drivers should shop around and compare quotes from multiple insurance providers to find the best coverage at the most affordable rate.


Tips for Reducing Toyota Celica Insurance Costs


Here are some tips that can help lower the insurance costs for a Toyota Celica:



  • Maintain a Clean Driving Record: Avoiding accidents and traffic violations can significantly reduce insurance premiums.

  • Consider Higher Deductibles: Opting for higher deductibles (the amount the policyholder pays out-of-pocket before the insurance coverage kicks in) can lower the overall premium.

  • Take Advantage of Discounts: Many insurers offer discounts for things like good driving, good student status, safety features, and bundling policies.

  • Shop Around for the Best Rates: Comparing quotes from multiple insurance providers can help find the most competitive rates.

  • Maintain Good Credit: In many states, insurers use credit-based insurance scores to help determine rates, so maintaining a good credit score can help lower insurance costs.


By understanding the factors that influence Toyota Celica insurance costs and taking steps to optimize their coverage, drivers can find the most affordable insurance options to protect their vehicle and themselves on the road.

How much is insurance on a Celica?


How Much is Car Insurance for a Toyota Celica?

VehicleLiability OnlyFull Coverage
Toyota Celica$78$152
All Toyota Models$79$162
All Cars$83$177
Average Insurance Premium$81$169



Are Toyota's more expensive to insure?


Whether your Toyota is a fuel-efficient Prius, a family-friendly Sedona or a load-hauling Tundra, it's important to find the ideal auto insurance policy to suit your vehicle. The typical Toyota is slightly more expensive than average to insure, but great deals are out there if you're willing to shop around.



What cars are the cheapest to insure?


The Honda CR-V, Mazda CX-5, Jeep Wrangler and Subaru Outback are the cheapest cars to insure. All three have full coverage rates under $250 per month, on average.



How much does a Toyota Celica cost?


Prices for a used Toyota Celica currently range from $3,900 to $89,900, with vehicle mileage ranging from 30,982 to 257,282.



Are Toyota Celicas expensive to maintain?


The annual maintenance cost of a Toyota Celica is $367. Repair and maintenance costs vary depending on age, mileage, location and shop.



Is owning a Toyota expensive?


One of the reasons why Toyotas have comparatively low maintenance costs is because of the free scheduled maintenance that comes with new vehicles. Even without this coverage, Toyota vehicles are still among the most affordable vehicles to maintain and repair.



How long do Toyota Celica engines last?


around 200,000 miles
Just keep it maintained and keep your fingers crossed to see how long it lasts and keep an eye on the oil level. That engine in this car is usually good for around 200,000 miles. If the body is in really really good shape it may be worth putting a lower mileage used engine in at some point. Welcome!



Is $200 a month for car insurance bad?


The average for full coverage car insurance across the U.S. is $222 per month, so $200 a month is not particularly expensive from a nationwide perspective.



How much is insurance for an 18 year old per month?


18-year-old car insurance rates by location

StateAvg. 6 Mo. PremiumAvg. Monthly Premium
California$2,851$475
Colorado$4,409$735
Connecticut$3,868$645
Delaware$4,304$717



Why did my car insurance go up $500?


More severe and frequent car accidents
Vehicles head east on a Los Angeles freeway during the evening rush hour commute on April 12, 2023 in Los Angeles, California. That has led to an increase in claims that is well above historical averages because of their severity, according to LexisNexis Risk Solutions data.


Kevin's Auto

Kevin Bennett

Company Owner

Kevin Bennet is the founder and owner of Kevin's Autos, a leading automotive service provider in Australia. With a deep commitment to customer satisfaction and years of industry expertise, Kevin uses his blog to answer the most common questions posed by his customers. From maintenance tips to troubleshooting advice, Kevin's articles are designed to empower drivers with the knowledge they need to keep their vehicles running smoothly and safely.