How much weight can a 3500 truck carry?
The payload capacity of a 3500-class pickup varies by model and configuration, but most SRW 3500s offer roughly 4,000 to 6,000 pounds of payload, while DRW (dual rear wheel) versions can push toward 5,000 to 7,000 pounds. The exact figure is GVWR minus curb weight for your specific truck and is listed on the door jamb sticker.
Understanding payload and ratings
Payload is the amount of weight a truck can carry in passengers and cargo without exceeding its weight limits. It is determined primarily by the Gross Vehicle Weight Rating (GVWR) of the vehicle and how much the vehicle itself weighs when empty (curb weight). Towing capacity and payload are related but distinct limits; always respect both to stay within safe operating conditions.
What determines payload?
Several factors affect how much payload a 3500 can carry in practice. Consider:
- GVWR (Max allowable vehicle weight, including passengers and cargo)
- Drivetrain configuration (single rear wheel vs dual rear wheel)
- Cab and bed configuration (Crew Cab vs Regular Cab; short vs long bed)
- Factory-installed options and equipment (adds weight)
- Tire load rating and suspension setup
In short, the more weight-rich the configuration (larger cab, additional options, heavier tires and suspension), the higher the curb weight, which can reduce payload for the same GVWR. Always verify the exact figures on the vehicle’s certification label.
How to calculate payload for your truck
To determine the payload for a specific 3500 truck you own or are considering, use this method:
- Find the GVWR value for your truck from the door jamb sticker or the official spec sheet.
- Determine the curb weight (the weight of the vehicle as built, with standard equipment and fluids, but without passengers or cargo).
- Subtract curb weight from GVWR: Payload = GVWR – curb weight.
- Subtract any additional optional equipment or installed items that add weight to the vehicle to get a precise usable payload.
Keep in mind that payload includes all occupants plus cargo. If you plan to carry heavy loads, ensure the combined weight of passengers and cargo does not exceed the calculated payload.
Practical considerations when carrying heavy loads
Carrying near the upper end of payload limits changes vehicle dynamics in meaningful ways. Braking, acceleration, handling, and tire wear all respond to heavier loads. Here are best practices to stay safe and compliant:
- Verify GVWR and GAWR (axle ratings) on the door sticker and in the owner’s manual.
- Ensure the combined vehicle weight (payload plus any trailer tongue weight) does not exceed the GCWR (gross combined weight rating).
- Use tires that are rated for the load; check tire placards for maximum load per tire.
- Distribute weight evenly and keep heavier cargo low and centered for stability.
- Use the appropriate hitch and ensure it’s rated for the intended load and trailer weight.
Being mindful of these factors helps prevent overloading, excessive wear, and potential safety risks on the road or at the job site.
Typical ranges and considerations by configuration
Payload numbers vary with configuration, but general guidance for 3500-class pickups is as follows. This gives a sense of what many buyers see in the market, though exact figures should always be checked on the specific truck’s certification label.
- Most single-rear-wheel (SRW) 3500 configurations offer about 4,000 to 6,000 pounds of payload depending on cab/bed and installed options.
- Dual-rear-wheel (DRW) 3500 configurations often fall in a similar or slightly higher range, commonly around 5,000 to 7,000 pounds for many setups.
Because GVWR, curb weight, and option packages vary widely across brands and model years, the only reliable source for your exact payload is the vehicle’s certification label and official manufacturer specifications.
Summary
A 3500-class pickup does not have a single universal payload figure. The usable payload typically sits in the roughly 4,000–6,000 pound range for most SRW configurations, with DRW models often offering about 5,000–7,000 pounds depending on cab, bed, and options. To know your exact capability, reference the GVWR and curb weight on the door jamb sticker and perform the payload calculation (payload = GVWR – curb weight). Always account for passengers and cargo, follow manufacturer limits, and consider dynamics like braking and tire load when loading heavy payloads.
