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Is Acura considered a luxury car for insurance?

Yes, Acura is generally considered a luxury car brand for insurance purposes. Acura vehicles are typically more expensive to insure than non-luxury vehicles due to their higher purchase prices, advanced safety features, and repair costs.


Acura's Luxury Status and Insurance Implications


Acura is the luxury vehicle division of Japanese automaker Honda. Acura models are designed to compete with other premium and luxury brands like Lexus, Infiniti, and BMW. Acura vehicles tend to have more powerful engines, more advanced technology, and higher-quality materials compared to their Honda counterparts.


This luxury status means Acura vehicles are generally more expensive to insure than their Honda-branded equivalents. Insurance companies view Acuras as higher-risk vehicles due to their:


  • Higher purchase prices

  • More expensive replacement parts and repair costs

  • Greater likelihood of being targeted by thieves

  • Advanced safety features that are costly to replace



As a result, Acura owners can expect to pay higher insurance premiums compared to owners of non-luxury Honda models. The exact difference in insurance costs can vary depending on the specific Acura model, the driver's location, driving history, and other factors.

Is Acura considered a luxury car?


Acura is a luxury automotive brand! Acura models offer high quality, sophisticated builds, top-of-the-line technology, premium safety features, and much more. Explore our new and certified pre-owned models to see which of these luxurious vehicles fit your driving needs.



Is Acura high to insure?


Average Acura Insurance Cost By Model
According to our analysis, the average cost of insuring an Acura, across all models, is $2,371 per year. The Acura RDX is the cheapest model to insure, at $2,150 per year. On the other hand, the Acura ILX is the most expensive, at an average of $2,440 per year.



What determines if a car is a luxury car?


While some differences may be less noticeable, luxury cars are traditionally known for their reputation (badge), high-end design and materials, performance, ride quality, and amenities.



Is Acura just a fancy Honda?


Acura, on the other hand, is Honda's luxury division. Launched in 1986, Acura was the first Japanese premium car brand. The vehicles under this marque are designed with a greater emphasis on performance, luxury features, and a higher level of craftsmanship.



What category is Acura?


Acura is a luxury brand owned by Honda. Its products also emphasize value but are more upscale and expensive than Honda's lineup.



What is the average life of an Acura?


250,000 to 300,000 miles
MotorAsk.com – “Acuras can last anywhere from 250,000 to 300,000 miles with proper maintenance. According to Acura owners, some of the brand's vehicles can even last 400,000 miles or more in ideal conditions and with a responsible owner…



What brand is considered a luxury car?


The generally accepted list of luxury brands includes Acura, Alfa Romeo, Aston Martin, Audi, Bentley, BMW, Bugatti, Cadillac, Ferrari, Genesis, Infiniti, Jaguar, Lamborghini, Land Rover, Lexus, Lincoln, Lotus, Maserati, McLaren, Mercedes-Benz, Porsche, Rolls-Royce, Tesla, and Volvo.



What classifies a car as a luxury car?


These luxury vehicles are often associated with enhanced performance, industry-leading standard features, and attractive appearances, but there is no single definition for what elevates a regular vehicle to luxury. High-end, luxury vehicles can come from any brand and can be presented as any model.



What demographic buys Acura?


Acura Demographics
The primary Acura TLX buyer is male, in their mid to late 30s, married, a rising professional, with a household income of around $110,000-$140,000. The primary Acura RLX buyer is male, in their late 40s, married, successful professionals, and upscale with a household income of around $200,000.



Which is more luxury, Acura or Lexus?


While Acura produces high-quality vehicles, Lexus takes luxury to the next level. The materials used in Lexus interiors are often of higher grade, and the overall design aesthetic tends to be more elegant and sophisticated.


Kevin's Auto

Kevin Bennett

Company Owner

Kevin Bennet is the founder and owner of Kevin's Autos, a leading automotive service provider in Australia. With a deep commitment to customer satisfaction and years of industry expertise, Kevin uses his blog to answer the most common questions posed by his customers. From maintenance tips to troubleshooting advice, Kevin's articles are designed to empower drivers with the knowledge they need to keep their vehicles running smoothly and safely.