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Is Lexus UX expensive to insure?

The Lexus UX, a compact luxury crossover SUV, can be moderately expensive to insure compared to some other vehicles in its class. The insurance costs for the Lexus UX depend on various factors, including the driver's age, location, driving record, and the specific trim level and features of the vehicle.


Factors Affecting Lexus UX Insurance Costs


The Lexus UX is generally considered a safe and reliable vehicle, which can help keep insurance premiums relatively low. However, as a luxury vehicle, the UX may be more expensive to insure than non-luxury compact SUVs or crossovers. Some key factors that can influence the insurance costs for a Lexus UX include:



  • Vehicle Value: The Lexus UX is a premium vehicle, and its higher purchase price and replacement cost can lead to higher insurance premiums.

  • Safety Features: The Lexus UX comes equipped with a range of advanced safety features, which can help offset some of the insurance costs.

  • Driver Profile: Factors like the driver's age, driving record, and location can significantly impact the insurance rates for a Lexus UX.

  • Coverage Levels: The type and amount of coverage selected, such as liability, collision, and comprehensive, will affect the overall insurance costs.


It's important to note that insurance rates can vary widely between different insurance providers, so it's recommended to shop around and compare quotes to find the best coverage and rates for your Lexus UX.


Strategies to Manage Lexus UX Insurance Costs


To help keep the insurance costs for a Lexus UX manageable, consider the following strategies:



  • Choose a Lower Trim Level: Opting for a lower trim level of the Lexus UX can help reduce the overall insurance costs, as the vehicle's value and replacement cost will be lower.

  • Maintain a Clean Driving Record: Avoiding accidents and traffic violations can help keep your insurance premiums low, as insurers often offer discounts for safe driving.

  • Bundle Insurance Policies: Bundling your Lexus UX insurance with other policies, such as homeowner's or renter's insurance, can sometimes result in discounted rates.

  • Increase Deductibles: Choosing higher deductibles for your collision and comprehensive coverage can lower your monthly insurance premiums, but it's important to ensure you have the financial means to cover the higher deductible if needed.


By considering these factors and strategies, you can help manage the insurance costs for your Lexus UX and ensure you're getting the best coverage at a reasonable price.

Is Lexus UX good for seniors?


Based on IIHS-HLDI's recommended features for seniors and their Top Safety Pick+ list, the best cars for older drivers include these 2023 models: BMW X1; Honda Accord, CR-V, HR-V, and Pilot; Lexus UX; Hyundai Palisade; Jeep Grand Cherokee; Kia Telluride; Mazda CX-90; Nissan Pathfinder; Subaru Ascent and Outback; and ...



Does Lexus UX hold its value?


A 2023 Lexus UX has depreciated $11,623 or 29% in the last 2 years and has a current resale value of $27,327 and trade-in value of $24,652. The 2023 Lexus UX is in the 25-75% percentile for depreciation among all 2023 SUVs.



Is Lexus UX a good buy?


Quick verdict. Based on our experience, the Lexus UX is an interesting alternative to the best compact SUVs you can buy. The styling is daring and different, the interior is finished to the usual Lexus high standards, and it's loaded with an impressive array of safety equipment.



Is insurance high on a Lexus?


Lexus LS insurance rates
The LS is Lexus' most expensive sedan to buy and to insure. A full coverage car insurance policy for a Lexus LS costs $557 per month, on average. But a 2024 Lexus LS costs $578 per month, on average, $10 per month less than the 2023 model.



Can my Lexus be serviced at Toyota dealer?


Since Lexus is the luxury sister of Toyota, you might find yourself wondering if you can schedule a Lexus service at a Toyota dealership. And, the answer is yes!



Why is an oil change for a Lexus so expensive?


The higher cost of a Lexus oil change can be attributed to several factors. These include the use of synthetic oil, higher labor costs at a dealership, and the inclusion of additional services and inspections.



Is Lexus cheaper to maintain than Toyota?


Is Maintaining a Lexus a Costly Endeavor? It is not quite as cheap to maintain a Lexus as it is to keep a Toyota, but it's pretty close. Maintenance and repairs are pretty inexpensive for Lexus because it is Toyota's luxury subsidiary.



Can I take my Lexus anywhere for an oil change?


Lexus recommends that routine maintenance and vehicle services be completed at an authorized Lexus dealership as Lexus does not warrant the work completed at third party facilities.



Is Lexus UX expensive to maintain?


According to RepairPal, Lexus ranks 7th out of 32 car brands for reliability, and a large part of that ranking is their low maintenance costs. The agency estimates that the average Lexus costs about $551 per year to maintain, compared to the national average of $652.



What is the life expectancy of a Lexus UX?


around 250,000-300,000 miles
Typically, you will find that a Lexus UX will survive around 250,000-300,000 miles, with a high mileage point at 250,000 miles and good mileage at 200,000 miles. The better you care for your vehicle, the longer it will survive on the road.


Kevin's Auto

Kevin Bennett

Company Owner

Kevin Bennet is the founder and owner of Kevin's Autos, a leading automotive service provider in Australia. With a deep commitment to customer satisfaction and years of industry expertise, Kevin uses his blog to answer the most common questions posed by his customers. From maintenance tips to troubleshooting advice, Kevin's articles are designed to empower drivers with the knowledge they need to keep their vehicles running smoothly and safely.