What is the payload capacity of the F-550 cab and chassis?
The payload capacity varies by configuration and typically ranges from about 7,500 to 14,000 pounds, depending on whether the truck uses single rear wheels (SRW) or dual rear wheels (DRW) and the GVWR selected. Exact figures depend on model year, upfit, and drivetrain.
This article explains how payload is determined, the factors that influence it, typical ranges for SRW and DRW cab-chassis versions, and how to verify the exact figure for a specific build.
Understanding payload on the F-550 cab and chassis
Payload is the maximum weight of cargo the vehicle can carry, excluding fuel, driver, and passengers. For the F-550 cab/chassis, payload depends on the Gross Vehicle Weight Rating (GVWR), the vehicle's curb weight, and any upfits you add. Because the F-550 is offered in multiple GVWR configurations and with different wheel setups, payload can vary significantly between builds.
Key factors that influence payload
The following ranges reflect common SRW and DRW cab-chassis configurations. They are intended as general guidance; exact payload depends on the specific model year, GVWR, and options.
- SRW (Single Rear Wheel) cab-chassis: payload typically around 7,500–12,000 pounds, with common GVWR around 19,500 pounds.
- DRW (Dual Rear Wheel) cab-chassis: payload typically around 10,000–14,000 pounds, with common GVWR around 22,000 pounds.
Note: Upfits, aftermarket equipment, and added fluids (oil, coolant, other consumables) reduce usable payload. Exact values must be taken from the vehicle’s official spec sheet for the model year and configuration.
How to verify the exact payload for your build
Because payload depends on the specific combination of GVWR, curb weight, and upfits, you should verify with the official documentation for your truck. The steps below will help you determine the precise payload for a given F-550 cab/chassis build.
To verify payload on your F-550, follow these steps:
- Check the GVWR listed on the vehicle’s door jamb sticker or the official build sheet for the exact configuration.
- Determine the curb weight (the vehicle’s weight with no payload, fluids, or passengers) from the door sticker or the manufacturer’s spec sheet.
- Subtract the curb weight from the GVWR to estimate the maximum payload before upfits or cargo are added.
- Account for any upfits or equipment you plan to install (e.g., utility bodies, service bodies, racks, plows), and adjust the payload accordingly. If possible, obtain a weight for the fully upfitted vehicle.
For the most accurate figure, consult the dealer or Ford’s official commercial vehicle documentation for the model year and exact configuration you are considering. Payload values can vary by year, engine, axle ratio, and optional equipment.
Summary
The F-550 cab and chassis offers a range of payload capacities depending on SRW vs DRW configurations and GVWR, typically approximating 7,500–12,000 pounds for SRW and 10,000–14,000 pounds for DRW. Exact payload is determined by GVWR minus curb weight, minus any upfits. Always verify with the vehicle’s official spec sheet or a Ford dealer for your specific build.
Summary of key takeaways
Payload is configuration-specific and should be checked on the exact model year build sheet. When planning upfits or heavy cargo, use the GVWR and curb weight as your baseline, then subtract any anticipated upfit weight to ensure you stay within safe limits.
