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Does Ford cover a cracked windshield?

Yes, Ford does cover a cracked windshield under certain circumstances. The extent of the coverage depends on the specific Ford warranty and the cause of the windshield damage.


Ford Warranty Coverage for Windshield Cracks

Ford vehicles come with a standard New Vehicle Limited Warranty that covers the windshield for a specified period of time, typically 3 years or 36,000 miles, whichever comes first. This warranty covers any defects in materials or workmanship, including cracks or chips in the windshield that are not caused by external factors such as road debris or accidents.


If the windshield crack is deemed to be a manufacturing defect, Ford will typically replace the windshield at no cost to the vehicle owner. However, if the crack is caused by external factors, the owner may need to file a claim with their auto insurance provider to cover the cost of the windshield replacement.


Windshield Replacement Coverage

In addition to the New Vehicle Limited Warranty, Ford also offers a separate Windshield Replacement Coverage program. This program provides coverage for windshield replacement due to cracks or chips that occur during the ownership of the vehicle, regardless of the cause. The coverage is available for a fee and can be purchased at the time of vehicle purchase or added later.



  • The Windshield Replacement Coverage program typically covers the full cost of the windshield replacement, including labor and materials.

  • The coverage is valid for the life of the vehicle, as long as the owner maintains the policy.

  • The program can be a cost-effective option for vehicle owners who live in areas with a high risk of windshield damage, such as regions with frequent road construction or severe weather conditions.


It's important for Ford vehicle owners to review the details of their warranty and any additional coverage options to understand the extent of their windshield protection. By being aware of their coverage, they can ensure that they are able to get their windshield repaired or replaced at little or no cost if a crack or chip occurs.

Will insurance pay for a cracked windshield?


Comprehensive coverage on a car insurance policy may help pay to repair or replace your windshield if it's cracked or shattered by a rock. Another coverage, called full glass coverage, may also be available to help protect you against the cost of fixing or replacing a windshield.



Is a cracked windshield covered under warranty on a Ford?


Ford Protect WindshieldCARE coverage covers the cost to repair minor chips and cracks in the front windshield. The off-road use option will cover approved repairs if the vehicle is used in off-road conditions. Drive On with Clarity.



Who pays when a rock hits your windshield?


Does auto insurance cover rock chips? A rock chip happens when a small rock or object nicks your windshield and causes a small chip in the glass. Your comprehensive coverage should cover this type of damage.



How do I know if my car insurance covers a cracked windshield?


Windshield repairs and replacement would typically be covered under the comprehensive coverage portion of your policy. Auto glass damage such as windshield repair, replacement and vandalism claims would fall under this category of insurance depending on what type of policy purchased and State guidelines.



Does Ford require OEM windshield replacement?


Why Ford Says You Cannot Use Aftermarket Windshields, And Why You Should Care. If you own a Ford and your repair involves installing a new windshield, you only have one approved option- use an OEM Ford windshield, and here is why.



How much does it cost to fix a cracked windshield?


Depending on the state you live in and what your insurance policy covers, the cost to repair your cracked windshield can range from $80-$150. The smaller the damage, the cheaper it usually is to repair, but larger cracks or chips may require a full replacement.



Will a windshield claim make your insurance go up?


Filing an Auto Glass Claim May Impact Your Insurance Rate
If the damage was your fault, even if it's your first claim, there's a definite chance your rate will increase. That's because, in the provider's eyes, you present a greater monetary risk for the company.



How much does it cost to fix a cracked windshield without insurance?


On average, the cost of windshield replacement for a standard non–ADAS equipped vehicle is typically between $210 to $500. When it comes to ADAS-equipped vehicles, the price can be higher, reaching up to $1500. In the case of specialty cars, the cost of windshield replacement can even exceed $2000.



Do dealerships cover cracked windshields?


A car dealership has the capabilities to replace damaged windshields and windows. For the replacements, they will exclusively use OEM glass that is ordered directly from the vehicle manufacturer.



Who is liable for cracked windshield?


However, the driver should be held responsible if you were following the vehicle at a reasonable distance and a rock fell from it and struck your windshield. If this is the case, you can sue the driver for damages.


Kevin's Auto

Kevin Bennett

Company Owner

Kevin Bennet is the founder and owner of Kevin's Autos, a leading automotive service provider in Australia. With a deep commitment to customer satisfaction and years of industry expertise, Kevin uses his blog to answer the most common questions posed by his customers. From maintenance tips to troubleshooting advice, Kevin's articles are designed to empower drivers with the knowledge they need to keep their vehicles running smoothly and safely.