Does Ford cover a cracked windshield?
When it comes to vehicle maintenance and unexpected damages, such as a cracked windshield, many Ford owners wonder if their warranty or insurance will cover the repair or replacement. In this article, we’ll explore the factors that determine whether Ford covers a cracked windshield and provide guidance on what steps you can take to address the issue.
Understanding Ford's Warranty Coverage
Ford vehicles typically come with a New Vehicle Limited Warranty, which covers defects in materials or workmanship for a specific period or mileage. However, it’s important to note that this warranty does not usually cover damages caused by external factors, such as road debris or accidents. A cracked windshield is generally considered an external damage issue and is unlikely to be covered under Ford’s standard warranty.
When Might a Cracked Windshield Be Covered?
There are a few scenarios where a cracked windshield might be covered by Ford or other associated policies:
- Extended Warranty or Protection Plans: If you’ve purchased an extended warranty or a specific protection plan from Ford, it’s worth reviewing the terms. Some plans may include coverage for glass repairs or replacements.
- Defective Windshield: If the crack is determined to be the result of a manufacturing defect, it may be covered under the New Vehicle Limited Warranty. This would require an inspection and confirmation from a Ford dealership.
- Insurance Coverage: While not directly related to Ford, your auto insurance policy may include comprehensive coverage that handles windshield repairs or replacements. Check with your insurance provider to confirm.
Steps to Take If You Have a Cracked Windshield
If you’re dealing with a cracked windshield, follow these steps to address the issue efficiently:
- Inspect the Damage: Assess the size and location of the crack. Small chips or cracks may be repairable, while larger ones often require a full replacement.
- Contact Your Ford Dealer: Reach out to your local Ford dealership to determine if the damage might be covered under warranty or if they can assist with repairs.
- Check Your Insurance Policy: Review your auto insurance policy to see if windshield damage is covered under comprehensive coverage. Many policies include this benefit with a deductible.
- Act Quickly: Delaying repairs can cause the crack to spread, potentially compromising the structural integrity of your windshield and increasing repair costs.
Preventing Windshield Damage
While some windshield damage is unavoidable, there are steps you can take to reduce the risk:
- Avoid following vehicles too closely, especially trucks carrying loose debris.
- Park in shaded or covered areas to protect your windshield from extreme temperature changes.
- Use high-quality windshield wipers to prevent scratches and maintain clear visibility.
Conclusion
In most cases, Ford does not cover a cracked windshield under its standard warranty unless the damage is due to a manufacturing defect. However, extended warranties, protection plans, or comprehensive insurance coverage may provide assistance. If you’re unsure about your coverage, contact your Ford dealer or insurance provider for clarification. At Kevin’s Autos, we’re here to help with all your auto repair needs, including windshield repairs and replacements. Don’t hesitate to reach out for professional advice and service!
Frequently Asked Questions
Do dealerships cover cracked windshields?
A car dealership has the capabilities to replace damaged windshields and windows. For the replacements, they will exclusively use OEM glass that is ordered directly from the vehicle manufacturer.
Is a cracked windshield covered under warranty on a Ford?
Ford Protect WindshieldCARE coverage covers the cost to repair minor chips and cracks in the front windshield. The off-road use option will cover approved repairs if the vehicle is used in off-road conditions. Drive On with Clarity.
Will insurance pay for a cracked windshield?
Comprehensive coverage on a car insurance policy may help pay to repair or replace your windshield if it's cracked or shattered by a rock. Another coverage, called full glass coverage, may also be available to help protect you against the cost of fixing or replacing a windshield.
How much does it cost to fix a cracked windshield without insurance?
On average, the cost of windshield replacement for a standard non–ADAS equipped vehicle is typically between $210 to $500. When it comes to ADAS-equipped vehicles, the price can be higher, reaching up to $1500. In the case of specialty cars, the cost of windshield replacement can even exceed $2000.
How do I know if my car insurance covers a cracked windshield?
Windshield repairs and replacement would typically be covered under the comprehensive coverage portion of your policy. Auto glass damage such as windshield repair, replacement and vandalism claims would fall under this category of insurance depending on what type of policy purchased and State guidelines.
Will a windshield claim make your insurance go up?
Filing an Auto Glass Claim May Impact Your Insurance Rate
If the damage was your fault, even if it's your first claim, there's a definite chance your rate will increase. That's because, in the provider's eyes, you present a greater monetary risk for the company.
Who pays when a rock hits your windshield?
Does auto insurance cover rock chips? A rock chip happens when a small rock or object nicks your windshield and causes a small chip in the glass. Your comprehensive coverage should cover this type of damage.
How much does it cost to fix a cracked windshield?
Depending on the state you live in and what your insurance policy covers, the cost to repair your cracked windshield can range from $80-$150. The smaller the damage, the cheaper it usually is to repair, but larger cracks or chips may require a full replacement.
Who is liable for cracked windshield?
However, the driver should be held responsible if you were following the vehicle at a reasonable distance and a rock fell from it and struck your windshield. If this is the case, you can sue the driver for damages.
Does Ford require OEM windshield replacement?
Why Ford Says You Cannot Use Aftermarket Windshields, And Why You Should Care. If you own a Ford and your repair involves installing a new windshield, you only have one approved option- use an OEM Ford windshield, and here is why.
