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How do you calculate the carrying capacity of a truck?

The payload, or carrying capacity, is the maximum weight you can safely load onto the truck beyond its own weight. It is calculated as the difference between the vehicle’s GVWR and its curb weight, with additional checks of axle ratings and applicable legal limits.


Key concepts and definitions


Understanding the main terms helps you interpret the numbers correctly. GVWR is the maximum safe weight of the vehicle including its own weight plus cargo; curb weight is the truck’s weight with standard equipment and fluids but no passengers or payload; GAWR is the maximum load carried by each axle; payload is the difference between GVWR and curb weight, and is what you can add in cargo and passengers within all limits.


How to calculate payload


The following steps show how to compute the payload and verify it is within all limits.



  • Find the GVWR for your truck. It is listed on the door jamb placard, in the owner's manual, or in manufacturer specifications.

  • Find the curb weight (unladen weight) of your truck, usually available from the manufacturer or a certified scale; this typically includes standard equipment, fluids, and a full tank of fuel but no payload or passengers.

  • Calculate payload capacity by subtracting curb weight from GVWR: Payload = GVWR − Curb Weight.

  • Check the Gross Axle Weight Ratings (GAWR) for both front and rear axles to ensure the expected payload does not exceed what the axles can safely support.

  • Account for any aftermarket equipment or optional loads that may alter weight and distribution.


With these numbers in hand, you can compute the payload and verify it stays within axle ratings and legal limits for safe operation.


Important constraints to consider


Payload is not the only constraint. Even if math yields a permissible payload, you must ensure weight distribution on the front and rear axles does not exceed GAWR. Also consider tire load ratings, suspension, braking performance, and local regulatory limits. For towing, separate limits apply to the tow vehicle and the trailer's combined weight.


Practical example


Suppose a truck has a GVWR of 9,800 lb and a curb weight listed at 6,400 lb. The theoretical payload would be 3,400 lb (9,800 − 6,400 = 3,400). Before loading, you would also confirm that each axle's GAWR is not exceeded by the anticipated load and that tire ratings are compatible with the load in use.


Tips to stay within limits


Spread weight evenly, avoid overloading the rear axle, monitor tire inflation to match load, and verify weights with on-board systems or professional scales when planning heavy loads. If you regularly approach the limits, consider equipment that reduces payload or a heavier-duty vehicle with higher GVWR/GAWR ratings.


Summary


The payload of a truck is calculated as GVWR minus curb weight, with careful verification against axle and tire capacities and local regulations. Gather the official numbers, perform the subtraction, and ensure safe operation by respecting axle ratings and weight distribution.

How to tell how much weight a truck can carry?


Payload Capacity = Gross Vehicle Weight (GVWR) - Curb Weight
For example, if your truck has a GVWR of 9,000 lbs and weighs 5,000 lbs when empty, your payload capacity is 4,000 lbs. This 4,000 lbs could be a mix of passengers and cargo.



How to calculate the carrying capacity of a truck?


Payload: To calculate the payload capacity of your truck, you simply need to subtract its curb weight from the GVWR. In case you are towing goods on the trailer, you would also have to deduct the trailer tongue weight. Do not forget to take into consideration any truck body additions that you may have installed, too.



What does 6000 payload mean?


Payload capacity is the maximum weight a vehicle can safely carry, including passengers, cargo, and equipment. Calculate it by subtracting your vehicle's curb weight from its Gross Vehicle Weight Rating (GVWR). For example, a truck with a 9,000 lb GVWR and 6,000 lb curb weight has a 3,000 lb payload capacity.



How much weight can a 26000 GVW truck carry?


Up to 26,000 lb. GVW. Up to 10,000 lb. payload.


Kevin's Auto

Kevin Bennett

Company Owner

Kevin Bennet is the founder and owner of Kevin's Autos, a leading automotive service provider in Australia. With a deep commitment to customer satisfaction and years of industry expertise, Kevin uses his blog to answer the most common questions posed by his customers. From maintenance tips to troubleshooting advice, Kevin's articles are designed to empower drivers with the knowledge they need to keep their vehicles running smoothly and safely.