Is Subaru BRZ insurance expensive?
The Subaru BRZ is a popular sports car, but its insurance costs can be a concern for some buyers. In general, the Subaru BRZ has average to above-average insurance rates compared to other vehicles in its class. However, the exact cost of insurance can vary depending on several factors.
Factors Affecting Subaru BRZ Insurance Costs
The cost of insuring a Subaru BRZ is influenced by a variety of factors, including the driver's age, driving record, location, and the specific coverage options chosen. Sports cars like the BRZ are typically more expensive to insure than more practical, family-oriented vehicles due to their higher performance capabilities and associated risks.
- Vehicle Type: The Subaru BRZ is classified as a sports car, which generally have higher insurance premiums than sedans or SUVs due to their increased risk of accidents and theft.
- Driver Age and Experience: Younger, less experienced drivers will typically pay more for Subaru BRZ insurance than older, more experienced drivers with clean driving records.
- Location: Insurance rates can vary significantly based on the driver's geographic location, with urban areas generally having higher premiums than rural areas.
- Coverage Levels: Choosing higher levels of coverage, such as comprehensive and collision, will increase the overall insurance cost for a Subaru BRZ.
It's important to note that insurance rates can also be influenced by the specific make, model, and year of the Subaru BRZ, as well as the driver's credit score and claims history.
Average Subaru BRZ Insurance Costs
According to industry data, the average annual insurance cost for a Subaru BRZ is around $1,500 to $2,000. However, this can vary significantly based on the factors mentioned above. Drivers with a clean record, good credit, and who are older may be able to find Subaru BRZ insurance for as low as $1,200 per year, while younger, less experienced drivers or those with blemishes on their record could pay upwards of $2,500 or more.
To get the most accurate estimate of Subaru BRZ insurance costs, it's recommended to obtain quotes from multiple insurance providers and compare the rates based on your specific circumstances.
Are brzs expensive to insure?
Auto insurance for a Subaru BRZ will cost about $2,549 per year. This beats the national average for popular coupe models by $346. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.
Are Subaru more expensive to insure?
Subaru vehicles are generally less expensive to insure than luxury or sports car brands, but insurance rates can vary depending on the specific model and your personal driving history.
Is Subaru BRZ a reliable car?
The probability of a repair being a severe or major issue is 18% for the Subaru BRZ, compared to an average of 11% for subcompact cars and 12% for all vehicle models. The average total annual cost for unscheduled repairs and maintenance across all model years of a vehicle.
Is a Subaru BRZ a sports car for insurance?
Because it is a sports car, the Subaru BRZ may be at a higher risk of theft, which leads to higher insurance rates.
