What insurance group is a Transit Connect?
Typically, the Ford Transit Connect sits in UK insurance groups 6 to 9, depending on engine, year and trim.
The Transit Connect is Ford’s compact panel van, used for light commercial work across generations. Insurance groups are set by Thatcham and depend on factors such as engine size and power, payload, safety features, and anti-theft equipment. Exact ratings can vary by specification and over time, so always verify with your insurer or a trusted database for the specific vehicle you own or plan to buy.
How insurance groups work
Insurance groups are a standardized scale used by insurers in the UK to estimate the cost of insuring a vehicle. From group 1 to 50, higher numbers reflect increased risk due to factors like engine power, repair costs, performance, and security. The Ford Transit Connect, as a van, is usually assessed on its commercial-use risk, load-carrying features, and security devices. The rating affects premiums, alongside driver history, usage, and location.
Transit Connect by generation and typical ranges
Below is a broad guide to how insurance groups tend to fall for the Transit Connect across its generations. Exact values depend on the precise engine, trim and year.
- First-generation Transit Connect (2002–2013): typically in the mid range, around insurance groups 6–8 depending on the diesel engine and equipment.
- Second-generation (2013–2021): generally in the mid-range, commonly about groups 7–9, with high-power variants edging toward the upper end.
- Current-generation (2022–present): tends to stay in the mid-to-upper range, roughly 8–10 for popular configurations, with performance-focused variants higher.
Note that these are approximate ranges; the exact insurance group for a given Transit Connect requires checking the specific variant with insurers or trusted databases.
Practical steps to confirm the exact insurance group
The following steps help you determine the precise rating for a particular Transit Connect variant.
- Identify the exact model year, engine, and trim level (for example, 2.0 EcoBlue 170 PS L2). This information is essential for an accurate rating.
- Check the exact vehicle documentation or the manufacturer's data sheet, which may list the insurance group or provide the engine/spec details used by insurers.
- Use online insurance group checkers from reputable sites (Parkers, WhatCar, HonestJohn) by entering the exact vehicle details.
- Request a quote from insurers using the same exact spec to see the group reflected in the premium calculation.
By following these steps, you’ll obtain the precise insurance group for your Transit Connect, ensuring accurate cost estimates and coverage planning.
Summary
The Ford Transit Connect’s insurance group is not a single fixed number; it largely sits in the mid-range bands of 6 to 9 for many common variants, with higher specs moving toward 9 or 10. Always verify with reliable databases or directly with insurers using your exact model details to ensure you have the correct premium expectations.
