Are Dodge Darts expensive to insure?
The Dodge Dart, a compact sedan that was reintroduced by Dodge in 2013 and discontinued in 2016, remains a popular choice for drivers seeking affordability and style. However, when it comes to insurance costs, many potential buyers and owners wonder: is the Dodge Dart expensive to insure? Let’s dive into the factors that influence insurance rates for this vehicle and what you can expect.
Factors That Affect Dodge Dart Insurance Costs
Insurance premiums for any vehicle, including the Dodge Dart, depend on a variety of factors. Here are the key elements that influence the cost:
- Vehicle Model and Year: Newer models of the Dodge Dart may cost more to insure due to higher replacement costs for parts and advanced technology features.
- Safety Features: The Dodge Dart is equipped with several safety features, such as airbags, anti-lock brakes, and stability control, which can help lower insurance premiums.
- Driver Profile: Your age, driving history, location, and credit score play a significant role in determining your insurance rates.
- Repair Costs: The availability and cost of replacement parts for the Dodge Dart can impact insurance rates. Since the Dart is no longer in production, parts may be slightly more expensive, which could increase premiums.
- Crash Test Ratings: The Dodge Dart has generally received good safety ratings, which can positively influence insurance costs.
How Does the Dodge Dart Compare to Other Vehicles?
Compared to other compact sedans, the Dodge Dart tends to fall in the mid-range for insurance costs. While it is not the cheapest car to insure, it is also not among the most expensive. Its solid safety ratings and relatively affordable repair costs help keep premiums reasonable. However, factors like the driver’s profile and location can cause significant variations in rates.
Tips to Lower Your Dodge Dart Insurance Premiums
If you’re looking to reduce your insurance costs for a Dodge Dart, here are some practical tips:
- Shop Around: Compare quotes from multiple insurance providers to find the best rate.
- Bundle Policies: Consider bundling your auto insurance with other policies, such as home or renters insurance, for discounts.
- Maintain a Clean Driving Record: Avoid accidents and traffic violations to qualify for lower premiums.
- Increase Your Deductible: Opting for a higher deductible can lower your monthly premium, but be sure you can afford the out-of-pocket cost in case of a claim.
- Take Advantage of Discounts: Many insurers offer discounts for safe driving, good grades (for students), or installing anti-theft devices.
Conclusion
While the Dodge Dart is not the most expensive vehicle to insure, its insurance costs can vary based on several factors, including the driver’s profile and the car’s condition. By understanding these factors and taking proactive steps to reduce premiums, you can make owning a Dodge Dart even more affordable. If you’re considering purchasing a Dodge Dart or need advice on car maintenance, feel free to reach out to us at Kevin’s Autos for expert guidance!
Frequently Asked Questions
Do Dodge Darts last long?
There isn't too much information out there about the lifespan of a Dodge, but it's safe to say most last 200,000-300,000 miles. The Dodge Dart matches right up with this average for an excellent lifespan.
How long do Dodge Darts usually last?
200,000-250,000
Typically, a Dodge Dart will last 200,000-250,000. Of course, many factors will influence the lifespan of the Dodge Dart, such as the frequency of repairs and how you drive the car.
Is Dodge a high maintenance car?
Dodge models average around $9,696 for maintenance and repair costs during their first 10 years of service. This is more than the industry average for popular brands by $1,397.
Is a Dodge Dart expensive to maintain?
The average total annual cost for repairs and maintenance on a Dodge Dart is $597, compared to an average of $526 for compact cars and $652 for all vehicle models. The average total annual cost for unscheduled repairs and maintenance across all model years of a vehicle.
Are dodges expensive to insure?
The average cost of car insurance for Dodge models is about $2,285 per year. This is $610 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year.
How much is insurance for a 2013 Dodge Dart?
Compare Dodge Dart insurance rates by model year
| Model Year | Average Monthly Cost | Average 6-Month Cost |
|---|---|---|
| Dodge Dart 2016 | $64 | $383 |
| Dodge Dart 2015 | $65 | $393 |
| Dodge Dart 2014 | $64 | $385 |
| Dodge Dart 2013 | $59 | $355 |
Is a Dodge Dart a reliable car?
The Dodge Dart received a 4.0 out of 5.0 reliability rating from RepairPal.
Are Dodge Darts high on insurance?
The average annual premium for a Dodge Dart auto policy is $1,686 for full and $1,188 for minimum coverage.
What is the common problem with Dodge Dart?
Code also when the ignition coils do fail you want to replace the spark plugs as well. And you can get these parts at 1aauto.com.
Why do Dodge Chargers cost so much to insure?
The Dodge Charger is an iconic American muscle car — and one of the most expensive vehicles to insure. As a high-performance vehicle, it's more likely to be involved in a crash, leading to liability and collision claims for insurance companies.
