How much can a F-550 carry?
The Ford F-550’s payload capacity varies by configuration, but you can expect roughly 4,000–7,000 pounds of payload on most single-rear-wheel (SRW) models and about 6,000–9,000 pounds on dual-rear-wheel (DRW) configurations. Exact numbers depend on GVWR, curb weight, and options—check the door sticker for your specific truck.
Payload capacity basics
Understanding payload requires knowing what these terms mean and how they interact in the F-550. Payload is the combined weight of cargo, passengers, and any equipment you add. The numbers change with body style, wheel setup, and factory options, so the same model year can yield different payload figures.
- GVWR (Gross Vehicle Weight Rating) sets the maximum allowed weight of the vehicle, including its load, passengers, and fluids. A higher GVWR generally allows more payload.
- Curb weight is the weight of the vehicle as built, unloaded but with all standard fluids and a full tank. Subtracting curb weight from GVWR yields payload capacity.
- Body style and wheel configuration (SRW vs DRW) significantly affect both GVWR and curb weight, leading to different payload ranges even within the same model year.
- Engine, transmission, and equipment choices (tanks, service bodies, cranes, etc.) can shift the payload up or down depending on added mass.
- Aftermarket components and modifications count toward payload and can reduce usable capacity if added after delivery.
In practice, exact payload is vehicle-specific. Always verify the exact figure on the vehicle’s data plate or window sticker.
Typical payload ranges by configuration
These ranges reflect common configurations seen in recent model years. Variations by year and option packages mean you should confirm with the exact vehicle you’re considering.
- Single-rear-wheel (SRW) configurations with standard or crew cabs: roughly 4,000–7,000 pounds of payload
- Dual-rear-wheel (DRW) configurations with standard or crew cabs: roughly 6,000–9,000 pounds of payload
These ranges illustrate how wheel setup and cab choice influence payload. For precise figures, consult the specific vehicle’s data plate.
How to determine exact payload for your F-550
To calculate payload for a given vehicle, use the following steps. This method applies to most model years and body configurations.
- Locate the GVWR on the driver’s door placard or in the owner’s manual. This is the maximum weight the vehicle is rated to carry, including passengers and cargo.
- Find the curb weight of your vehicle from the manufacturer’s data or a certified scale. The curb weight excludes payload and passengers.
- Subtract the curb weight from the GVWR: Payload = GVWR − curb weight.
- Account for the weight of occupants and cargo you plan to carry to ensure you stay under the GVWR.
Following these steps will give you the precise payload for your F-550 configuration and help prevent overloading.
Consider towing and payload together
Towing imposes additional load on the vehicle. When you tow, the trailer’s weight is effectively added to the load, further reducing the available payload for cargo and passengers. Always factor in both cargo and towing weights when planning loads.
Summary
The F-550’s payload capacity is not a single number; it varies by configuration, with SRW models typically delivering about 4,000–7,000 pounds and DRW models about 6,000–9,000 pounds. To determine the exact payload for your truck, check the GVWR and curb weight on the data plate and perform the GVWR minus curb weight calculation, factoring in occupants and any planned cargo or equipment.
