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How many tons can a F-550 carry?

In short, a Ford F-550 can typically carry about 2,000 to 7,000 pounds of payload, roughly 1 to 3.5 tons, depending on the exact configuration and the body installed.


The Ford F-550 is a medium-duty chassis cab that serves as the foundation for a wide range of work-ready builds—from service bodies to dump beds. Because payload depends on the vehicle’s weight limits and the equipment you add, the figure varies widely by year, trim, and installed options. The following sections break down how to think about these limits and what you can expect in common configurations.


Payload basics


What payload means for the F-550


Payload is the load you can carry in addition to the vehicle’s own weight. For the F-550, payload depends on the gross vehicle weight rating (GVWR), the curb weight (unladen weight) of your exact build, and any body or equipment you mount on the chassis.



  • GVWR sets the maximum allowed weight of the vehicle when loaded, including passengers and cargo.

  • Curb weight is the weight of the truck with standard equipment and a full fuel tank, before any cargo.

  • Body and equipment (box, crane, racks, tools) add weight and reduce the available payload.

  • Axle configuration and drivetrain choices can influence the overall rating and how much weight you can safely carry.

  • Passenger and tool allowances further reduce payload for a given build.


Conclusion: The practical payload is the result of the specific GVWR minus the curb weight and the weight of the installed body/equipment. Always check the exact build sheet for precise numbers.


Common payload ranges by typical builds


The ranges below reflect what buyers commonly encounter across typical F-550 configurations. Exact figures depend on model year, axle setup, and installed equipment.



  • Bare chassis or with a minimal body: roughly 5,000–7,000 pounds (2.5–3.5 tons) of payload.

  • Service body or utility bed: roughly 3,000–5,000 pounds (1.5–2.5 tons).

  • Heavy-duty dump bed or crane-equipped setups: roughly 2,000–3,500 pounds (1–1.75 tons).

  • Note: some lighter configurations can push toward the upper end, while heavy bodies consistently pull payload lower. Always verify with the exact GVWR and curb weight for your build.


Conclusion: There is a broad range in F-550 payload depending on how the truck is equipped. The safest approach is to reference the specific build sheet or Ford’s official specifications for your exact year and configuration.


How to estimate payload for your build


Use a practical calculation to estimate payload for a given F-550 configuration. This method helps you plan loads safely and within legal limits.



  1. Find the GVWR for your F-550 from the certification label or the official build sheet.

  2. Determine the curb weight for your exact build (weight of the vehicle without cargo).

  3. Subtract curb weight from GVWR to determine the remaining capacity before adding cargo.

  4. Subtract the estimated weight of any body, equipment, fuel, and anticipated occupants from that remaining capacity.

  5. Use the result as a conservative payload estimate, and verify with a weight slip or dealer data to ensure compliance with limits.


Conclusion: This step-by-step method provides a practical, build-specific estimate. Always confirm with the dealer and follow manufacturer and legal load limits when planning heavy-duty tasks.


Summary


The Ford F-550 offers a flexible platform whose payload varies significantly with configuration. Most builds fall in the 2,000 to 7,000-pound range (about 1 to 3.5 tons), but exact numbers depend on GVWR, curb weight, and installed bodies or equipment. For precise figures, consult the exact build sheet or Ford’s official specifications for your model year and configuration, and always verify load limits before operation.

How much weight can a F-550 carry?


An F-550 can carry a maximum payload of around 12,750 pounds and can tow up to 31,600 pounds with a gooseneck or 5th-wheel setup, depending on the specific model year and configuration. Conventional towing is limited to about 18,500 pounds. The specific payload and towing capacity depend on the truck's configuration, including the engine, axle ratio, and installed upfit. 
Payload capacity

  • Maximum: Up to 12,750 pounds, depending on the specific configuration. 
  • Factors: The exact payload will vary based on the chosen payload package and any upfits or equipment added to the truck, such as a dump bed. 

Towing capacity
  • Gooseneck/5th-wheel: Up to 31,600 pounds with a properly equipped diesel model.
  • Conventional (hitch): Up to 18,500 pounds. 

Other important specifications
  • Gross Vehicle Weight Rating (GVWR): Up to 19,500 pounds. 
  • Gross Combined Weight Rating (GCWR): Can go up to 43,000 pounds for some diesel models. 
  • Curb Weight: Approximately 7,000–8,000 pounds, depending on options. 



What is the payload capacity of a 2006 F-550?


MAXIMUM LOADS - Properly equipped, F-550's ultimate load capacity reaches 12,300 lbs., and trailer weight up to 24,900 lbs.



Is a Ford F550 a 2 ton truck?


No, a Ford F-550 is not a 2-ton truck; it is a Class 5 medium-duty truck that can be referred to as a "1.5-ton" vehicle. Its gross vehicle weight rating (GVWR) can be up to 19,500 lbs, which is far more than the 4,000 lbs capacity of a 2-ton rating.
 

  • Class 5 classification: The F-550 is classified as a Class 5 truck, with a GVWR ranging from 16,001 to 19,500 lbs. 
  • Capacity: A 2-ton truck has a payload capacity of only 4,000 lbs, while a Ford F-550's maximum payload is over 12,000 lbs. 
  • Official ratings: The term "ton" rating for older trucks is not an official measure of weight. It is best to refer to the specific truck's GVWR and other specifications for accurate information about its capabilities. 



What is the payload of the f450 vs F-550?


The F-550 generally has a higher maximum payload capacity than the F-450. For example, the maximum payload for a F-450 chassis cab is up to 9,850 pounds, while the F-550 chassis cab can handle up to 12,750 pounds. The F-450 also comes in a conventional pickup truck configuration, which has a lower maximum payload of around 6,210 pounds. 
This video discusses the payload differences between the F-450 and F-550 chassis cab models: 57sBig Truck Big RVYouTube · Aug 31, 2016

Vehicle Model Body Style Maximum Payload Capacity (Approx.)
F-450 Chassis Cab 9,850 pounds
F-450 Conventional Pickup 6,210 pounds
F-550 Chassis Cab 12,750 pounds
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Key differences affecting payload:
  • Gross Vehicle Weight Rating (GVWR): The F-550 is classified as a Class 5 medium-duty truck and typically has a higher GVWR than the F-450, which allows for a greater payload capacity. 
  • Frame and Axle: The F-550 has a stronger frame and rear axle designed for higher weight ratings, which is crucial for its increased payload capability. 
  • Availability: The F-450 is available as both a conventional pickup and a chassis cab, while the F-550 is only available as a chassis cab from the factory. 


Kevin's Auto

Kevin Bennett

Company Owner

Kevin Bennet is the founder and owner of Kevin's Autos, a leading automotive service provider in Australia. With a deep commitment to customer satisfaction and years of industry expertise, Kevin uses his blog to answer the most common questions posed by his customers. From maintenance tips to troubleshooting advice, Kevin's articles are designed to empower drivers with the knowledge they need to keep their vehicles running smoothly and safely.