How much is insurance for a Lexus UX 250h?
When considering the purchase of a Lexus UX 250h, one important aspect to factor into your budget is the cost of insurance. Insurance rates can vary significantly based on several factors, including your location, driving history, and the specific coverage options you choose. In this article, we will explore the average insurance costs for the Lexus UX 250h and the factors that influence these rates.
Average Insurance Costs
The average insurance premium for a Lexus UX 250h typically ranges from $1,200 to $1,800 per year. However, this figure can fluctuate based on various factors:
- Location: Insurance rates can vary widely depending on where you live. Urban areas often have higher rates due to increased traffic and higher accident rates.
- Driving History: A clean driving record can significantly lower your insurance premiums. Conversely, a history of accidents or traffic violations may increase your rates.
- Coverage Options: The type of coverage you choose (liability, comprehensive, collision, etc.) will impact your premium. More extensive coverage typically results in higher costs.
- Deductibles: Higher deductibles can lower your premium, but they also mean you will pay more out of pocket in the event of a claim.
- Credit Score: In many states, insurers consider your credit score when determining your premium. A higher score can lead to lower rates.
Factors Influencing Insurance Rates
Understanding the factors that influence insurance rates can help you make informed decisions when selecting coverage for your Lexus UX 250h:
- Vehicle Safety Ratings: The Lexus UX 250h is equipped with advanced safety features, which can lead to discounts on insurance premiums.
- Repair Costs: Luxury vehicles often have higher repair costs, which can increase insurance rates. However, the UX 250h's hybrid technology may also qualify for certain discounts.
- Annual Mileage: If you drive less than average, you may qualify for lower rates, as lower mileage typically correlates with fewer accidents.
Tips for Reducing Insurance Costs
Here are some tips to help you potentially lower your insurance costs for the Lexus UX 250h:
- Shop around and compare quotes from multiple insurance providers.
- Consider bundling your auto insurance with other policies, such as home or renters insurance.
- Take advantage of discounts for safe driving, good grades (if applicable), or membership in certain organizations.
- Review your coverage annually to ensure it meets your current needs and adjust as necessary.
In conclusion, while the insurance costs for a Lexus UX 250h can vary, understanding the factors that influence these rates can help you make informed decisions. By taking proactive steps, you can find the right coverage at a price that fits your budget.
Frequently Asked Questions
Is Lexus UX cheap to insure?
Lexus UX insurance group
The UX utilises an efficient hybrid engine as well as a fully electric alternative. The UX does have a 4×4 option but this does not mean it is necessarily suited for serious off-roading. It sits in the fairly affordable insurance group ranges of 22-32 depending on the model.
How long will a Lexus UX 250h last?
around 250,000-300,000 miles
Typically, you will find that a Lexus UX will survive around 250,000-300,000 miles, with a high mileage point at 250,000 miles and good mileage at 200,000 miles.
Does Lexus UX 250h need premium gas?
A luxury vehicle like Lexus may need premium fuel, but the answer to these questions is actually model-specific. Some vehicles, like the Lexus UX 250h, can utilize regular 87-octane fuel, whereas other models, like the 2022 Lexus GX, require premium 91-octane fuel, so the Lexus gas type depends on the model.
What is the cheapest Lexus to insure?
Lexus Car Insurance Rates by Model
| Car Model | Average Monthly Cost | Average 6-Month Cost |
|---|---|---|
| Lexus NX | $45 | $271 |
| Lexus ES | $46 | $281 |
| Lexus IS | $50 | $303 |
| Lexus RC | $44 | $269 |
How much is insurance for Lexus UX 250h?
2021 Lexus UX Car Insurance
The average cost to insure a 2021 Lexus UX with liability only coverage is $104 a month, while full coverage runs about $204 monthly.
Is Lexus high to insure?
Lexus LS insurance rates
The LS is Lexus' most expensive sedan to buy and to insure. A full coverage car insurance policy for a Lexus LS costs $557 per month, on average. But a 2024 Lexus LS costs $578 per month, on average, $10 per month less than the 2023 model.
Is Lexus a high maintenance car?
On the whole, Lexus vehicles are relatively inexpensive to maintain when compared to other luxury vehicles, especially when the factory maintenance schedule is followed. The automotive reliability data analysts at RepairPal ranked Lexus as the sixth-best brand for overall durability,1 placing it just ahead of Toyota.
What insurance group is a Lexus UX 250h?
What car insurance group is my Lexus UX SUV 2018 ?
| Version | Insurance Group | Average Insurance Premium |
|---|---|---|
| 250h (Premium Pack) auto 5d | 22 | £618,56 |
| 250h (Premium Pack and Tech & Safety Pack) auto 5d | 22 | £618,56 |
| 250h (Premium Pack, Tech & Safety Pack and Sunroof) auto 5d | 22 | £618,56 |
| 250h (Premium Plus Pack) auto 5d | 22 | £618,56 |
Is Lexus expensive to maintain?
Lexus vehicles usually come with pretty average upkeep costs. According to data from RepairPal, the average annual repair cost for a Lexus vehicle is $551. Naturally, this cost can fluctuate based on vehicle model, age, driving conditions, maintenance practices, and more.
How much should I pay for a Lexus UX hybrid?
The price of the 2025 Lexus UX starts at $37,490 and goes up to $45,955 depending on the trim and options. We think the Premium trim level offers the best value, as it comes with additional features such as a power tailgate, heated and ventilated front seats, and a panoramic moonroof.
