Can you use the Ford A plan on used cars?
Typically, no. Ford's A-Plan is a pricing program designed for new Ford and Lincoln vehicles, available to eligible employees, retirees, and their immediate family members. It is not generally valid for used (pre-owned) cars.
What that means in practice: the A-Plan pricing is administered through participating Ford dealers and is intended to provide a discounted price on new inventory. Used vehicles are not part of the standard A-Plan offering, though buyers can still explore other Ford-backed incentives and financing on pre-owned vehicles. Always verify the specifics with the dealership and Ford’s official plan materials, as eligibility and rules can vary by year and location.
What is the Ford A-Plan?
The A-Plan is Ford Motor Company's employee pricing program. It offers reduced pricing on new Ford and Lincoln vehicles to eligible participants—primarily current employees, retirees, and certain family members—through authorized dealers. The plan is separate from public rebates and is designed to simplify access to a lower upfront price on new models.
Who is eligible for the Ford A-Plan?
Eligibility for A-Plan generally covers groups connected to Ford’s workforce and certain family members, but the specifics can vary by year, dealership, and regional policies. Below are common eligibility categories, though always confirm with the dealer and Ford for the current terms.
- Current Ford Motor Company employees
- Ford retirees and eligible survivors
- Immediate family members of eligible employees (such as spouses and dependent children)
- Other affiliates or participants as defined by Ford and the local dealer
These categories illustrate typical eligibility, but the exact list can differ based on the program year and local dealership arrangements. Always verify your status with the participating dealer.
Can you use A-Plan on used cars?
Officially, the A-Plan pricing applies to new vehicles and is not intended for used inventory. In practice, most Ford dealers do not apply A-Plan discounts to pre-owned or certified pre-owned (CPO) vehicles as part of the standard program. If a dealer presents pricing labeled as A-Plan on a used car, treat it as nonstandard and confirm its eligibility with Ford’s program materials and the dealer.
For those seeking savings on a used Ford, several legitimate avenues exist that are separate from A-Plan, including the Certified Pre-Owned program, special financing through Ford Credit on pre-owned vehicles, and dealership-specific incentives. Always ask the dealer to itemize any incentives and confirm they are eligible for use with a used-car purchase.
How dealers handle used vehicles and incentives
Dealers may offer their own promotions or loyalty incentives on used inventory, but these are not the Ford A-Plan. The terms and eligibility for such offers vary by dealer and region. If you rely on a specific Ford program, insist on a written confirmation of what applies to a used vehicle before agreeing to a purchase.
Alternatives to consider when shopping for a used Ford
If you’re focused on a used Ford, several authorized avenues can help you save or get added value beyond A-Plan. The following options are commonly available for pre-owned Ford purchases.
These alternatives provide credible paths to savings or protection when buying used, without relying on A-Plan.
- Ford Certified Pre-Owned (CPO) program, which includes multi-point inspection, extended warranties, and roadside assistance
- Ford Credit financing offers specifically for pre-owned vehicles
- Dealer promotions, loyalty discounts for existing Ford owners, and regional incentives
- Transparent pricing with market-based or dealer-initiated reductions and protection plans
While these options differ from A-Plan, they offer legitimate value on used Ford vehicles and are widely available through Ford-authorized channels.
Summary
In short, the Ford A-Plan is designed for new-vehicle purchases by eligible participants and is not a standard option for used cars. If you’re considering a used Ford, explore certified pre-owned benefits, factory financing on pre-owned inventory, and dealer promotions for the best value. For the most accurate guidance, check with the specific Ford dealership and review Ford’s official A-Plan materials to confirm current eligibility and terms.
What are the exclusions for Ford A-Plan?
The only exceptions are F-150 Raptor, Mustang GT350 and GT500, F-450 through F-750, and certain special edition or Stroppe models which are excluded.
How much of a discount is Ford A-Plan?
The savings from Ford's A-Plan pricing are big and vary by model. On average, you can save thousands below MSRP, often about 3% to 5% below the dealer invoice price. For high-end models and fully-loaded cars, these savings can be several thousand dollars.
What are the disadvantages of Ford 0% financing?
Cons of Zero-Down Financing
Higher Interest Rates: Lenders often compensate for the zero-down payment by charging a slightly higher interest rate, which means that you may pay more money over the complete loan term.
Can you use Ford A-Plan on a used car?
General Q&A. Can you use plan pricing to purchase a used vehicle? No- a used vehicle cannot be purchased with AXZ-Plan pricing. Plan sales are for new Ford vehicles only.
